.three-steps {
  background-color: #014672;
  border-radius: 15px;
  color: white;
  display: flex;
  flex-wrap: wrap;
  gap: 15px;
}
.three-steps .title {
  text-align: center;
  font-size: 1.1rem;
  font-weight: 600;
  padding: 15px 0;
  flex: 0 0 100%;
}
.three-steps .step {
  flex: 0 0 calc((100% - 30px) / 3);
  padding: 0 15px;
  display: flex;
  flex-direction: column;
}
.three-steps .step .step-title {
  margin-bottom: 10px;
}
.three-steps .step .step-title .nb {
  display: inline-block;
  background-color: #fff;
  border-radius: 50%;
  height: 30px !important;
  line-height: 30px;
  width: 30px !important;
  color: #014672;
  text-align: center;
  font-size: 20px;
  font-weight: 600;
  margin-right: 5px;
}
.three-steps .step .step-txt {
  padding-left: 40px;
  font-size: 0.9rem;
  font-weight: 400;
}
.three-steps .step img {
  width: 90%;
  margin: 15px 5%;
  border-radius: 15px;
}
@media screen and (max-width: 900px) {
  .three-steps .step {
    flex: 0 0 100%;
  }
}

.row-cards-container .row-card {
  display: flex;
  flex-direction: column;
}
.row-cards-container .row-card img {
  width: auto;
  max-width: 100%;
  max-height: 150px;
}
.row-cards-container .row-card .title {
  margin-top: 15px;
}
.row-cards-container .row-card .txt {
  flex: 1;
}
.row-cards-container .full-width-card {
  display: flex;
  flex-direction: row !important;
  flex: 0 0 calc(100% - 12px) !important;
}
.row-cards-container .full-width-card .desc {
  flex: 5;
}
.row-cards-container .full-width-card .img {
  flex: 2;
}
.row-cards-container .full-width-card .img img {
  max-height: 180px;
  max-width: 100%;
  border-radius: 15px;
}
@media screen and (max-width: 767px) {
  .row-cards-container .full-width-card {
    flex-direction: column !important;
  }
}

.faq-section {
  width: min(1500px, 100% - 32px);
  margin: 60px auto;
  font-family: Arial, sans-serif;
  color: #102f56;
}

.faq-section h2 {
  margin: 0 0 28px;
  text-align: center;
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 800;
  color: #0d2d55;
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 70px;
  align-items: start;
}

.faq-accordion {
  overflow: hidden;
  border: 1px solid #e4e8ed;
  border-radius: 6px;
  background: #fff;
  box-shadow: 0 2px 8px rgba(20, 45, 75, 0.08);
}

.faq-item {
  border-bottom: 1px solid #e1e5ea;
}

.faq-item:last-child {
  border-bottom: 0;
}

.faq-item summary {
  position: relative;
  display: flex;
  align-items: center;
  min-height: 58px;
  padding: 14px 52px 14px 18px;
  box-sizing: border-box;
  font-size: 17px;
  font-weight: 600;
  line-height: 1.4;
  color: #17385f;
  background: #fff;
  cursor: pointer;
  list-style: none;
  transition: background-color 0.2s ease, color 0.2s ease;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "";
  position: absolute;
  right: 20px;
  width: 8px;
  height: 8px;
  border-right: 3px solid #17385f;
  border-bottom: 3px solid #17385f;
  transform: rotate(45deg) translateY(-3px);
  transition: transform 0.25s ease;
}

.faq-item summary:hover {
  background: #f7f9fc;
}

.faq-item[open] summary {
  background: #f5f8fc;
}

.faq-item[open] summary::after {
  transform: rotate(225deg) translate(-2px, -2px);
}

.faq-content {
  padding: 4px 20px 20px;
  font-size: 15px;
  line-height: 1.65;
  color: #4b5f75;
  background: #fff;
}

.faq-content p {
  margin: 12px 0 0;
}

@media (max-width: 850px) {
  .faq-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .faq-section {
    margin: 40px auto;
  }
  .faq-item summary {
    min-height: 54px;
    font-size: 15px;
  }
}

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